Calculate Salary in KSA
KSA Salary Calculator 2026
Build competitive, compliant salary packages with confidence. Get a full compensation breakdown instantly, in SAR.
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From Cost to Candidates in One Click
Learn how Qureos helps recruiters cut hiring costs and connect with pre-qualified talent faster in KSA
What's Included
Everything you need to build a KSA offer
Basic Salary Builder
Start with a basic figure and build a full package using market-standard KSA allowance splits. Set the foundation before layering in housing, transport, and other components.
Housing & Transport
Auto-apply KSA market norms for housing (25% of basic) and transport allowances based on basic salary. Adjust to match your company policy or offer structure.
Saudi & Expat Modes
Toggle between Saudi national and expatriate packages. GOSI rates adjust automatically for each nationality, keeping your calculations compliant.
Total Cost to Company
See the true employer cost including all contributions and allowances at a glance. Understand the full hiring cost before making an offer.
How It Works
Three steps to a confident offer
01
Enter Basic Salary
Input the basic salary and select the employee type and seniority level.
02
Configure Allowances
Adjust housing, transport, and bonus to match your offer structure.
03
Get Full Breakdown
Instantly see total CTC, take-home pay, GOSI costs, and annual compensation.
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What Is Basic Salary?
Basic salary is the fixed component of an employee's pay before any allowances, deductions, or overtime are added. In Saudi Arabia, it forms the foundation for calculating GOSI contributions, end of service gratuity, and overtime entitlements under Saudi Labour Law. Employers typically structure basic salary at around 60 to 70% of total compensation, with housing and transport allowances making up the remainder.
What Is an Allowance?
Allowances are additional payments made by employers to cover specific employee needs such as housing, transport, food, or education. In Saudi Arabia, the most common allowances are the housing allowance (typically 25% of basic) and the transport allowance (typically 10% of basic). Other allowances such as mobile, internet, fuel, education, and relocation are also common depending on the role and seniority.
What Is Overtime?
Overtime in Saudi Arabia is regulated under the Saudi Labour Law. The standard working week is 48 hours (40 hours during Ramadan). Overtime is paid at 1.5x the basic hourly rate for hours worked beyond the standard limit. During Ramadan, the working hours are reduced to six hours per day, and any work beyond this is considered overtime at the same rate.
What Are Deductions?
Deductions in Saudi Arabia include GOSI (General Organization for Social Insurance) contributions. For Saudi nationals, the employee contributes 10% of basic salary. For expatriates, there is no GOSI employee deduction expatriates are not enrolled in the pension scheme and do not pay GOSI on their salary. There is no personal income tax in Saudi Arabia for either nationals or expatriates.
What Is GOSI?
The General Organization for Social Insurance (GOSI) manages social insurance for employees in Saudi Arabia. Saudi nationals contribute 10% of their basic salary as employees, while employers contribute 9%. This covers retirement pension, disability, and related benefits. Expatriate employees are not enrolled in the pension branch but are covered for occupational hazards, for which the employer contributes 2% of their basic salary. Expatriates have no employee-side GOSI deduction.
How to Manage Payroll in the Saudi Arabia
Managing payroll in Saudi Arabia requires compliance with the Saudi Labour Law, GOSI regulations, and the Wage Protection System (WPS). Key aspects include:
- Adhering to Saudi Labour Law: Ensure compliance with overtime rules, leave entitlements, and end of service gratuity calculations.
- Using the Wage Protection System (WPS): All private sector employers are required to pay salaries electronically through the WPS. Non-compliance can result in penalties including suspension of government services.
- Tracking GOSI Contributions: Saudi nationals contribute 10% of basic salary (employee) and employers contribute 9%. For expatriates, the employer contributes 2% for occupational hazard coverage only.
- Saudization (Nitaqat): Employers must maintain a minimum percentage of Saudi national employees depending on their industry and company size. Failure to comply affects the company's ability to issue work visas and access government services.
How Much Tax Is Applied on Salary in Saudi Arabia?
Saudi Arabia does not levy personal income tax on salaries for either Saudi nationals or expatriates. This makes it one of the most tax efficient employment markets in the world alongside other GCC countries. The only mandatory employee deduction from salary is the GOSI contribution, which applies to Saudi nationals only at 10% of basic salary. Some costs to be aware of include:
- GOSI Contributions: Saudi nationals contribute 10% of basic salary. Expatriates have no employee-side deduction.
- Value-Added Tax (VAT): Saudi Arabia applies VAT at 15% on goods and services, but this is not a direct salary deduction.
- Expatriate Levy: Employers are subject to an expatriate levy per non-Saudi employee per month, which is an employer cost and not deducted from the employee's salary.
Minimum Wage in Saudi Arabia
Saudi Arabia has a statutory minimum wage for Saudi nationals in the private sector, set at SAR 4,000 per month as part of the Saudization program. This applies to Saudi nationals only. For expatriate employees, there is no statutory minimum wage salaries are agreed through the employment contract and benchmarked against market rates and the requirements of the work visa application.
Average Net Salary in Saudi Arabia
Average net salaries in Saudi Arabia vary significantly by industry, role, nationality, and city. For professional roles, monthly net salaries typically range between SAR 8,000 to SAR 25,000 after GOSI deductions (for Saudis) or with no deductions (for expatriates). Riyadh and Jeddah offer the highest compensation levels, particularly in oil and gas, banking, technology, and government-linked organisations. Expatriates in senior roles often receive additional benefits such as housing, relocation, and annual flight allowances on top of the base salary.
Your Questions Answered
What is GOSI and who pays it in Saudi Arabia?
GOSI (General Organization for Social Insurance) is Saudi Arabia's social insurance body. Saudi national employees contribute 10% of their basic salary, while employers contribute 9%, covering retirement and disability benefits. Expatriate employees are not enrolled in the pension scheme and have no GOSI deduction from their salary. Employers do however pay 2% of an expatriate's basic salary for occupational hazard coverage, which is an employer-only cost.
Do expatriates receive end-of-service gratuity in Saudi Arabia?
Yes. Both Saudi nationals and expatriates are entitled to end-of-service gratuity under Saudi Labour Law. The gratuity is calculated on the last drawn basic salary at a rate of half a month per year for the first five years of service, and one full month per year thereafter. The entitlement applies upon resignation or termination, subject to the conditions outlined in the Labour Law.
What is the Wage Protection System (WPS) in Saudi Arabia?
The Wage Protection System (WPS) is a government-mandated electronic salary transfer system that requires all private sector employers in Saudi Arabia to pay employee salaries through approved financial institutions. It is designed to ensure timely and accurate salary payments and protect employee rights. Non-compliance can result in penalties, suspension of work visa issuance, and restrictions on government services.
What is the standard housing allowance in Saudi Arabia?
The standard housing allowance in Saudi Arabia is typically 25% of basic salary, which is the most widely used benchmark across private sector employers. Some organisations offer a fixed housing amount or provide company accommodation instead, particularly in industries such as oil and gas, construction, and healthcare where employer-provided housing is common.
What is Saudization and how does it affect hiring?
Saudization, also known as the Nitaqat program, requires private sector employers in Saudi Arabia to maintain a minimum percentage of Saudi national employees based on their industry and company size. Employers are classified into Platinum, Green, Yellow, and Red categories depending on their compliance level. Companies in higher compliance categories enjoy better access to government services and work visa quotas, making Saudization a key consideration in any hiring strategy in the Kingdom.
